Credit

Creditors use your credit score to decide whether to give you a loan or not. They also use it to determine the interest rate to charge you depending on the ...

You have a good relationship with your current credit card. You do everything right, whether it’s paying your bills on time or checking your card’s activity regularly. Sometimes, you read ...

A good credit score makes life a lot easier. However, that doesn’t mean that your life is over if your credit isn’t good. Not only are options available when looking ...

College is the best time. College students have all kinds of freedom. They can live away from their homes if they wish to, always up for fun and get invited ...

As important as a credit score is to consumers in order to qualify for a loan, up to 30% of the American population are not aware of their credit score. For many, ...

Getting a new credit card can create a nice feeling of accomplishment and opportunity. Maybe it’s your first card, which can feel especially gratifying. You’ve been approved by a credit ...

Thinking about getting a credit card as a small business owner? You may have read a review of business credit promotional cards, but perhaps you are still unsure about how ...

A bad habit is a bad habit. Whether your problem is overeating, overspending, or any other bad habit, it usually just starts out small, and grows worse over time. Sadly, ...

Most people think they have no recourse when their FICO score hits rock bottom. Why? They think that because that is what they are led to believe. They go to ...

Having bad credit can be stressful and you may be wondering how you ever managed to get yourself into that position in the first place and how you will possibly ...