Credit Score

Creditors use your credit score to decide whether to give you a loan or not. They also use it to determine the interest rate to charge you depending on the ...

A good credit score makes life a lot easier. However, that doesn’t mean that your life is over if your credit isn’t good. Not only are options available when looking ...

Most people think they have no recourse when their FICO score hits rock bottom. Why? They think that because that is what they are led to believe. They go to ...

While you may have saved for a down payment on a brand new house, if you have less than perfect credit, then you may find that you have a difficult ...

A credit score is a number that lenders use to determine the risk of lending money to a given borrower. Credit card companies, auto dealerships and mortgage bankers are three common examples ...

There is little doubt that a poor credit rating will severely limit your borrowing options. County Court Judgments (CCJs), defaulted payments and bankruptcy orders will leave a black mark against ...

Here’s a surprise, Lexington Law really wants you to cancel your account with them. This law firm that works hard to remove negative items from your credit report, so when ...

There is no way to calculate your credit score, the private companies are the sole proprietors of the credit score determining formulae. Having said that, you can always know your ...

If you are buying a home with a mortgage from a reputable lender, your credit score is likely to already be quite good, or you would not be able to ...

Managing finances is an extremely difficult task, especially when you have a bad credit history. It can be tough to get out of the messed-up state you’re in and to ...