Credit scores have a huge financial impact on consumers, even though most people don’t know how they are calculated or which bad habits may be driving theirs down. Your credit score is a number on a scale of 300 to…
Category: Credit
In this digital world, the usage of credit cards has increased. This rectangular plastic card is issued by the financial institutions that are connected to your bank accounts. However, it is important to know the proper usage of credit cards. Know the right technique to apply for credit cards and also know every fact regarding its usage.
Before using, you must know that the credit score of a card also matters and you should not have bad credit scores. You can buy different items using your credit card with surety you will return that money to the bank after a good score.
Defaulting on credit card bills has become a very common as well as a very big problem in recent times. The biggest reason for this is probably the fact that it is easy to go overboard while spending with credit…
Many people are finding that the mainstream financial culture is not conducive to getting out of debt. The very same institutions that offered them low cost credit are now turning around and demanding their money back, with interest, right now….
Gone are those days when credit was considered as bad thing. We are living in an era where credit has become a part of our modern living. It is to this regard, secret credit card demands a deserving mention. The…
Use of credit cards has become quite popular these days and with their ever growing popularity, the rise in credit card debts has been striking. Needless to say, the consumer debt epidemic has also paved the way for a diverse…
Back before the recession, I remember the standard interest rate on my American Express card was the only the prime rate. At the time that was (and still is) 3.25% so that’s all I had to pay if I ever…