Famous investor Ray Dalio, founder and former CEO of Bridgewater Associates, has given a strong warning about the U.S. financial markets. He believes the markets are under serious threat, comparing the situation to a “heart attack” caused by too much debt. To stay safe, Dalio advises investors to keep gold as a key part of their portfolios.
Warning of a Market “Heart Attack”
Dalio said the U.S. economy’s debt problem is like blocked arteries in the human body. Just as plaque can stop blood flow and cause a heart attack, heavy government debt can block other important spending and lead to a crisis. He warned that this “economic heart attack” could hit the U.S. if the government does not control its rising debt.
Dalio has often spoken about the dangers of America’s growing national debt, which has now crossed $37 trillion. He explained that the more the government spends on debt payments, the less money it has for other needs. This, he said, makes the economy weaker and raises the risk of a sudden crash.
Why Gold?
According to Dalio, investors are advised to maintain 10-15 percent of their portfolio with gold. He discussed gold as a safe investment during troubled times, since during such times, the value of gold usually increases when other investments, such as stocks or bonds, decline. Gold tends to fluctuate as opposed to real estate or shares; therefore, it provides a great hedge against unpredictable markets.
At the launch of Abu Dhabi Finance Week, Dalio explained that gold’s unique nature makes it useful in protecting investors from the dangers of high debt and market risks. He stressed that gold can help prevent losses if the predicted “heart attack” hits the economy.
Dalio’s Recent Steps and Outlook
Dalio stepped down from Bridgewater Associates in July 2025 after selling his last stake in the fund. This shows how serious he is about today’s market challenges. While he sees danger, Dalio also believes investors can prepare wisely.
He stated that the U.S. government can still prevent the worst impacts if it acts immediately and controls its expenditures. He is also skeptical that politicians will make tough decisions because the country is highly divided politically. Dalio cautioned that the debt will increase even more when spending is not controlled, and the balance between the supply and demand in the economy will be damaged.
What Investors Should Do
Dalio’s advice is clear: keep 10 to 15% of your portfolio in gold to stay safe from sudden risks in the U.S. markets. Gold can act as a stabilizer when other assets lose value.
His message is a reminder that in a debt-heavy economy, having uncorrelated assets like gold is important. Even though no one knows exactly when or how severe this “heart attack” will be, Dalio urges investors to stay careful and prepare for tougher times ahead.
