Getting a new credit card can create a nice feeling of accomplishment and opportunity. Maybe it’s your first card, which can feel especially gratifying. You’ve been approved by a credit card company and issued your new card. It probably has…
Category: Credit
In this digital world, the usage of credit cards has increased. This rectangular plastic card is issued by the financial institutions that are connected to your bank accounts. However, it is important to know the proper usage of credit cards. Know the right technique to apply for credit cards and also know every fact regarding its usage.
Before using, you must know that the credit score of a card also matters and you should not have bad credit scores. You can buy different items using your credit card with surety you will return that money to the bank after a good score.
A bad habit is a bad habit. Whether your problem is overeating, overspending, or any other bad habit, it usually just starts out small, and grows worse over time. Sadly, eating too much and having too much debt are very…
Most people think they have no recourse when their FICO score hits rock bottom. Why? They think that because that is what they are led to believe. They go to the bank and ask for a loan and get rejected,…
Having bad credit can be stressful and you may be wondering how you ever managed to get yourself into that position in the first place and how you will possibly get out. If you are short on cash and looking…
While you may have saved for a down payment on a brand new house, if you have less than perfect credit, then you may find that you have a difficult time qualifying for a mortgage and purchasing the home you…
A credit score is a number that lenders use to determine the risk of lending money to a given borrower. Credit card companies, auto dealerships and mortgage bankers are three common examples of types of lenders that will check your credit score…
Millions of people worldwide are using their credit cards for several reasons, but the main risk factor associated with making credit from banks or any financial concern is the burden of the amount of money credited by consumers. Many financial…
Either you must be very wealthy or you execute your planning to live frugally to survive without the need to apply for loans. Most of the people are in need of credit at some point or the other. Wise use…
With the economy being like it is, it is understandable for you to get behind with your bill payments even if you never have before. Unfortunately, there is no such understanding with the credit reporting companies so your credit score…
Since the banking crises in the late 2000s, more and more people are considering the benefit of joining a credit union. Unlike a conventional bank, a credit union is a non-profit entity that is comprised of members. Members are every…